(LifeSiteNews) — A lawsuit accuses General Motors of spying on a Florida man’s driving habits via his 2021 Cadillac XT6, resulting in his rejection by seven auto insurance companies.
The man, Romeo Chicco, is also suing LexisNexis, the company that shared his data with the insurance companies.
The New York Times reported:
Modern cars have been called ‘smartphones with wheels,’ because they are connected to the internet and packed with sensors and cameras. According to the complaint, an agent at Liberty Mutual told Mr. Chicco that he had been rejected because of information in his ‘LexisNexis report.’ LexisNexis Risk Solutions, a data broker, has traditionally kept tabs for insurers on drivers’ moving violations, prior insurance coverage and accidents.
When Mr. Chicco requested his LexisNexis file, it contained details about 258 trips he had taken in his Cadillac over the past six months. His file included the distance he had driven, when the trips started and ended, and an accounting of any speeding and hard braking or accelerating. The data had been provided by General Motors — the manufacturer of his Cadillac.
Chicco had downloaded the MyCadillac app, and “was eventually told that his data had been sent via OnStar — G.M.’s connected services company, which is also named in the suit — and that he had enrolled in OnStar’s Smart Driver program, a feature for getting driver feedback and digital badges for good driving.”
Another New York Times report explored the extent to which car manufacturers and insurance companies are able to access data about drivers: a man whose insurance rates increased by 21 percent learned that LexisNexis had “more than 130 pages detailing each time he or his wife had driven the [Chevrolet] Bolt over the previous six months. It included the dates of 640 trips, their start and end times, the distance driven and an accounting of any speeding, hard braking or sharp accelerations. The only thing it didn’t have is where they had driven the car.”
As cars become increasingly high-tech, freedom and civil liberties advocates like Republican U.S. Rep. Thomas Massie of Kentucky have warned that such features may become weaponized. For example, a 2021 federal law mandates that by 2026 new cars have a “kill switch” by which they be disabled from afar – supposedly an anti-drunk driving measure. As LifeSiteNews has reported, manufacturers must put a system in cars that can “passively monitor the performance of a driver of a motor vehicle to accurately identity whether that driver may be impaired” and can stop or limit “motor vehicle operation” if “impairment is detected.”